How To Use Facebook Pay For Transactions In Nigeria 2020 Latest step by step Guide

Hello friends, in today’s article, we are going to discuss How to use Facebook Pay in Nigeria. Although they are a lot of features available on Facebook to enhance the optimum satisfaction of its users, as long as this article is concerned, we are focusing on Facebook Pay.

Have you heard or come across the Facebook Pay on your Facebook settings and you skipped it because you don’t know how to utilize it? Have you been denied the opportunity to a financial gift from your friends or Facebook contacts, or probably you’ve been losing customers on your page or on the market place platform simply because you lack the understanding of this Facebook feature? After going through this article today, be rest assured that those episodes will be a history.

Introduction to Facebook Pay

Before we dive into our main topic for today, which is how to use Facebook Pay, let’s reintroduce you to it. Facebook has been in dare urge to improve their services on their transaction platform since 2015 when they launched their first fundraising tools, hence the conception of this recent developments.

Facebook Pay is one of the Facebook projects geared towards making marketing more suitable, available and safe for people on their integrated social media apps, so as to help businesses grow and also to empower it’s users across the globe to buy and sell variety of products online.

What is Facebook Pay?

If you must know how to use Facebook Pay, you need a better understanding of its concept. Facebook Pay is a new payment system created by Facebook and targeted at providing its users with a comfortable, safe and consistent payment experience across their integrated social media platforms like Facebook, facebook messenger, WhatsApp and Instagram.

This payment platform can be used to make donations, shop, raise funds, in-game purchases, event tickets, purchase from pages or Facebook marketplace and send money between contacts within any of the integrated social media networks.

Facebook Payment System and How it works

Certainly you want to learn not only how to use Facebook Pay but you also care about its payment system. Facebook Pay can be done through Paypal but as it is, acquiring a PayPal account as a Nigerian is not that easy, in fact, it involves a lot of stress. However, you don’t have to worry as you can still carry out your transactions via most common credit and debit cards issued by various financial institutions across the country.

How safe is Facebook Pay?

The payment platform is designed in a way that it securely stores and encrypts users cards and bank information, monitors fraud, detects unauthorized activity and gives notifications as regards account operations. In a bid to achieve these, the Facebook Pay allows its user to provide a unique Personal Identification Number (PIN) and or Biometric information like fingers print, or face ID recognition for safer measures while making transactions, since Facebook don’t store biometric details. You can refer to Facebook Pay Policy.

Initially Facebook pay was made a available on Facebook and messenger only in the US for fundraisers, in-game purchases, event tickets, person-to-person payments and later to many other countries. So this articles is not only going to show you how to use Facebook Pay, it also features its accessibility in various countries.

Facebook Pay countries

Below is a compiled list of countries in which Facebook pay is accessible.


  • Algeria
  • Angola
  • Botswana
  • Cote d’Ivoire
  • Egypt
  • Gabon
  • Ghana
  • Kenya
  • Mauritius
  • Morocco
  • Mozambique
  • Namibia
  • Nigeria 🇳🇬 √
  • Seychelles
  • South Africa
  • Tunisia


  • Afghanistan
  • Armenia
  • Azerbaijan
  • Bangladesh
  • Brunei Darussalam
  • Cambodia
  • China
  • French Polynesia
  • Guam
  • Hong Kong
  • Japan
  • Kazakhstan
  • Laos
  • Macao
  • Malaysia
  • Maldives
  • Mongolia
  • Myanmar
  • Nepal
  • Papua New Guinea
  • Philippines
  • Singapore
  • Samoa
  • South Korea
  • Sri Lanka
  • Taiwan
  • Vietnam


  • Albania
  • Andorra
  • Austria
  • Belarus
  • Belgium
  • Bosnia and Herzegovina
  • Bulgaria
  • Croatia
  • Cyprus
  • Czech Republic
  • Denmark
  • Estonia
  • Finland
  • France
  • Georgia
  • Gibraltar
  • Greece
  • Greenland
  • Hungary
  • Iceland
  • Ireland
  • Italy
  • Kosovo
  • Latvia
  • Lithuania
  • Luxembourg
  • Macedonia
  • Malta
  • Moldova
  • Montenegro
  • Netherlands
  • Norway
  • Poland
  • Portugal
  • Romania
  • Russia
  • San Marino
  • Serbia
  • Slovakia
  • Slovenia
  • Spain
  • Sweden
  • Switzerland
  • Turkey
  • Ukraine
  • United Kingdom

Latin America & The Caribbean

  • Anguilla
  • Antigua and Barbuda
  • Argentina
  • Aruba
  • Bahamas
  • Barbados
  • Bolivia
  • Brazil
  • British Virgin Islands
  • Cayman Islands
  • Chile
  • Colombia
  • Costa Rica
  • Curacao
  • Dominican Republic
  • Ecuador
  • El Salvador
  • French Guiana
  • Guadeloupe
  • Guatemala
  • Honduras
  • Jamaica
  • Martinique
  • Mexico
  • Netherlands Antilles
  • Nicaragua
  • Panama
  • Paraguay
  • Peru
  • Puerto Rico
  • St. Martin
  • St. Kitts and Nevis
  • St. Lucia
  • Trinidad and Tobago
  • Turks and Caicos Islands
  • Uruguay
  • U.S. Virgin Islands
  • Venezuela

Middle East

  • Bahrain
  • Iraq
  • Israel
  • Jordan
  • Kuwait
  • Lebanon
  • Oman
  • Pakistan
  • Palestine
  • Qatar
  • Saudi Arabia
  • United Arab Emirates

North America

  • Bermuda
  • Canada
  • United States

Note: The Facebook pay is available on Facebook and WhatsApp messaging platform in Brazil for now also United States can access it on both Facebook and Facebook messenger for now as well. But to rest of the countries mentioned above, can only access it via Facebook alone for now.

How Use Facebook Pay

In order to use Facebook Pay, the first thing is to ensure that your Facebook app is updated to the latest version and also endeavour to read and understand its terms and conditions then proceed to set up your Payment method as well as your credentials, that is your card details and bank details.

Like we mentioned earlier, here we are interested in how to use Facebook pay, but Facebook pay can be used to pay on not only Facebook, but also on Instagram to shop from your favorite brands and creators without leaving the Instagram app, Messenger to split the bill with friends as simply and as safely as sending a message, and Whatsapp to send or receive money from your loved ones or friends on your most handy app.

How to Setup Facebook Pay

Follow these steps to setup your Facebook Pay

  • Step 1. Open your updated Facebook App
  • Step 2. Tap on the three horizontal lines on the top right corner
  • Step 3. head to your Facebook Settings and Privacy
  • Step 4. Click on Settings
  • Step 5. From the account settings, select Facebook Pay
  • Step 6. Choose your preferred Payment Method and enter your details.
How to use Facebook Pay in Nigeria
Photo illustration by MTB

Facebook Pay Security Settings

Now that you the have understood how to use Facebook Pay, the next thing you must not fail to do in order to complete your setup is to further add your preferred security settings and here’s how you can set it up below;

How to setup the security settings on Facebook pay

  1. From the Payment Method interface, click on settings below Balances
  2. From the Security page, Create a PIN that you can easily remember and that can’t be guessed it easily. Set your preferred choice of payments confirmation whether you want input your PIN each time you make purchases for authorization or to allow input it once and for all
  3. Select biometric data and input your biometric details
How to use Facebook Pay
Facebook payment settings

After that you can go ahead and Add your order information like your shipping address, contact, email, and currency type. If you already provided your phone number on Facebook, it will display automatically in the contact section.

Note: To input your biometric data, you must create a PIN. Also whatever PIN you use for Facebook you can use the same for messenger. And to use biometric data on messenger, you have to turn it on from the Facebook Pay on your messenger.

What can I do with Facebook Pay?

The Facebook Pay platform can be used to do a lot of things on the social media networks such buying whatever catches your eye on Facebook Marketplace, donate to Facebook Fundraisers to show your support for charities, non-profits, or personal fundraisers that you care about, send or receive money from your loved ones or friends or even buy games or premium contents on Facebook Watch for entertainment purposes.


Obviously, this new payment system seems useful to both brands and individuals especially Internationally, considering the fact that PayPal account is not common in Nigeria, at least one can still make you of Visa and master card for transactions across different countries.

I believe you now have a better understanding of how to use Facebook pay for transactions in Nigeria, what it is and how to set it up, would you like to make use of it? You can tell us what you think about it.